General Business Insurance

Business Auto, Commercial Liability, Workers Comp, and Business Property

Let Taylor, Towson & Braddy help you with all of your General Business Insurance Needs

It doesn’t matter what kind of Georgia business you have, you face daily risks. From property damage to liability concerns, any risk can put your assets in jeopardy. Taylor, Towson and Braddy Insurance can provide customized Business Insurance policies that can help protect your business. Our agents help you navigate the policy search process and help find the right insurance for you. We will go through all of the policy options and help you decide what insurance plan is best for you and your business.

Business Auto Insurance

Business Auto Coverage is insurance covering commercial vehicles used in the daily operation of your business. Service trucks, delivery vehicles, and company-owned transport cars are all exposed to unforeseen hazards each time they enter the road. Many businesses simply cannot operate without these vehicles. Make sure your company vehicles are sufficiently protected.

A standard business auto insurance policy will typically include:

Commercial Liability Insurance

Commercial Liability Insurance is a type of coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. Along with Business Property Insurance, combined with liability coverage puts your mind at ease, allowing you to do what you do best; run your business.

A standard commercial liability insurance policy will typically cover:

Workers Comp Insurance

Workers' Compensation Insurance provides medical benefits and wage replacement to those employees who are injured at the workplace during the course of their employment. In exchange, the employee abandons the right to sue the employer for negligence that resulted in the injury. Maintaining worker's comp insurance is mandatory for employers in most states.

Workplace Safety Tips"

Establish equipment safety procedures
Improve workplace ergonomics
Maintain your building and property
Train your employees
Wear protective gear
Practice good housekeeping
Take regular breaks
Reduce workplace stress
Make vehicle safety a priority

Business Owners Policy

A Business Owners Policy is a single insurance policy for small businesses that is used to cover major property and liability from risks. Small to medium-sized businesses with commercial property should consider a BOP. The basic BOP however does not cover all the risks that can be incurred by a business owner. BOP is not an insurance policy for all manner of businesses.

Business Owners Policy premiums are dependent of: