Other Business Insurance – Taylor Towson & Braddy Insurance Agency

Other Business Insurance Insurance

Non Profit Insurance, Products Liability, Real Estate Insurance, Umbrella Liability, and Bonds

Let Taylor, Towson & Braddy help you with all of your Business Insurance Needs

You have worked hard to build your business. It deserves to be protected with a well-designed business insurance policy, an agent you can count on, and an insurance company that is dedicated to superior customer service. Owning a business can be incredibly rewarding, but it comes with risk. Your business and your employees are unique and an important part of your community. Let Taylor, Towson and Braddy help you design the right business insurance policy to keep your business running smoothly.

Non Profit Insurance

Since so many nonprofits are singularly focused on a particular cause, organizations often neglect to identify and protect against risks that could leave the organization and its board members and officers exposed. Just as any business or organization have risks associated with employees, board members, data or fraud, nonprofit organizations of all sizes are not immune. Claims and threats of litigation can be from vendors, donors, competitors, employees and even government regulators.

Who needs Non Profit Insurance:

Trade non profit associations
Business non profit associations
Professional non profit associations
Alumni non profit associations
Charitable foundations
Civic non profit associations
Political clubs
Recreation clubs

Products Liability

Every manufacturing company needs insurance protection for itself and its products. Products liability coverage protects your company if someone sues you because the have been hurt during the use of your product(s). Product liability insurance provides any funds that may be owned the plaintiff should they win their case against your company. Product liability coverage assures you, the manufacturer, that the financial loss that may be associated with a law suit will not damage your company.

Product Liability will typically cover:

Real Estate Insurance

Real Estate Insurance is usually needed by those who own properties that they rent to their businesses or they maintain for their own use. Amongst the real properties that are covered by the particular insurance include factories and buildings since they are either commercially used by their owners are are rented to others for commercial use.

A standard Real Estate Insurance policy typically covers:

Umbrella Liability

Boat insurance is a type of policy that covers watercrafts and their users against any misfortunes that may come their way in terms of accidents, liability, and vandalism. It doesn't matter whether you are responsible for the watercraft or if someone else is using it, your boat policy will cover you completely. One of our agents can offer you the best policy that will suit all of your needs.

A standard boat Insurance policy will typically cover:

Damages that may occur to another pwc, boat or dock.
Any body injuries and even death of another person for which you may be held responsible.
Any damages caused by another person using your boat.
Injuries that may be inflicted to water skiers under tow and wake boarders while using your boat.
Damages that may occur to the equipment, hull and machinery on your boat.
Injuries caused to you by an uninsured boat.
Provision of assistance in terms oftowing in case of break downs while out on the water.

Bonds

Bonding Insurance is like another type of coverage on an insurance plan. They guarantee payment when conditions aren’t fulfilled according to the terms in a signed contract. The way bonds work is to provide at least a measure of insurance that a professional will not attempt to defraud them. When customers of any business or contractor feel they have been given inadequate service or harmed in any way by the workmanship done by the company, they would have the option of making a claim against the bond purchased by the contractor.

Industries most commonly requiring contractors to be bonded: